Buying, selling, or getting a mortgage in Spain? Without this document, you’re stuck.
20 August, 2025 | Antonio Beltrán
As of August 12, if you want to buy a home with a mortgage, sell your property, or refinance in Spain, you must have a valid Energy Efficiency Certificate (EEC).
No exceptions. Without it, property appraisers won’t even get started.
Thinking:
“I’ll sort that out later, shouldn’t be a problem…”?
Wrong. It’ll delay your deal, or worse — kill it completely.
What changed?
The new rule comes from Order ECM/599/2025, which updates Spain’s mortgage property valuation regulations.
Now, the Energy Efficiency Certificate is a mandatory document for all mortgage valuations.
The bank needs it.
The appraiser needs it.
And if you don’t have it, the process stops cold.
Here’s what it means for you:
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Selling a home? If the buyer needs a mortgage, you must provide the EEC upfront.
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Buying a home? Before paying any deposit or signing contracts, check that the property has a valid and registered EEC — or you risk delays.
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Getting your property appraised? The appraiser legally can’t issue the report without the EEC.
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Applying for a mortgage? The bank will verify that the EEC is up to date and properly filed.
This is not optional.
No certificate = no valuation.
No valuation = no mortgage.
And without a mortgage, the deal goes nowhere.
So, what is the Energy Efficiency Certificate?
It’s an official report that shows how much energy a home consumes under normal conditions, and how efficiently it uses that energy.
Properties are rated from A (most efficient) to G (least efficient).
This rating now plays a direct role in the property’s valuation — and the bank pays attention to it.
Who can issue this certificate?
Previously, only architects and engineers could do it.
Now, thanks to Royal Decree 659/2025, other qualified professionals (with proper training and accreditation) can issue certificates for finished buildings.
This opens the door to faster, more affordable services — as long as the technician is officially registered.
Bottom line: don’t wait.
If you’re buying, selling, or applying for a mortgage in Spain — sort this out now.
The day your appraiser shows up and you don’t have the EEC, you’re in trouble.
And if you want a quick, legal, no-hassle solution…
We can get your certificate ready in 48h.
A certified technician will call, visit your property, and deliver the certificate to your inbox.
Fast. Easy. Fully compliant.
Request it here
This law is already in effect.
Not having the Energy Certificate is not a minor issue — it’s a deal-breaker.
Make it easy. Get it done. Do it right.
Want to move forward with your property?
Start with the paperwork that actually matters.